Experience hassle-
free mortgages.
Maximize your investment with a tailor-made loan from Pacific Shoreline, designed to fit your specific needs
Get a free custom rate quote in seconds
ABOUT US
Who we are
14 days
Avg. Closing Time
100+
Happy customers
15+
Years of mortgage experience
How can we help?
Get a free rate quote
Find the best rates tailored to your needs—no cost, no obligation.
Get A QuoteCompare rates
Easily explore and compare rates to save on your mortgage.
Get pre-approved
Take the first step toward your dream home with a quick pre-approval.
PROCESS OVERVIEW
Our simple
home
loan process
Pre-Approval
Share your financials to see how much you can borrow and at what rate.
Loan Application
Find a home within your budget and formally apply for a mortgage.
Lock Rate
Secure a fixed interest rate for your mortgage during the lock-in period.
Loan Processing
The lender verifies your details and appraises the property.
Underwriting
The underwriter reviews your application to decide loan approval.
Closing
Sign final documents, pay closing costs & officially own your new home.
OUR PRESENCE
Licensed & Serving
Californians to
Get Hassle-Free Mortgages
WHY US
Benefits of working with us
Hassle free process
Simplified steps for an easy journey.
We handle the details for you.
Stellar service
Support whenever you need it. Service that stands out.
Open communication
Transparent updates at every step.
We keep you informed, always.
Specialized expertise
Tailored solutions for your unique needs.
Focused experience you can trust.
Low rates
Save more with our competitive rates.
Affordable options without compromise.
Guidance
Clear advice for confident decisions.
Simplifying the process for you.
PACIFIC SHORELINE RATE WATCH
Get notified when rates drop
Maximize your investment with a tailor-made loan from Pacific Shoreline, designed to fit your specific needs
Notify me of rate dropsOUR TEAM
Meet our team of mortgage experts
Benjamin Fred Prohoroff
MLO-Retail Accounts | NMLS #1948214
Phone: (949) 629-4926
Andrew Martinez
MLO-Retail Accounts | NMLS #1122998
Phone: (949) 629-4965
Giovanni Cruz Santos
MLO | NMLS #2149154
Phone: (949) 629-4946
Joe Nguyen
MLO | NMLS #1021460
Phone: (949) 629-4992
RECENT EXPERIENCE OF OUR CUSTOMERS
See what our customers say about us
Isabel Munoz
4 months ago
We definitely recommend Andrew for your loans or refinance he explained everything and got us the best rate and $$$ available for us.
Gerald G
11 months ago
Pacific Shoreline Funding was an amazing help to us! Andrew has helped my wife and I in the past, and I specifically only seek his guidance when we have any questions on options available to us...
Walter Karumba
11 months ago
Great company to work with!
